Terms & Conditions

Terms & Conditions

Introduction

Welcome to iou978.com. These Terms and Conditions (“Terms”) govern your use of our blog and any content, features, or services offered on or through iou978.com. By accessing or using the site, you agree to comply with and be legally bound by these Terms. If you do not agree with these Terms, please do not use the website.

Use of Website

The content on iou978.com is provided for general information and entertainment purposes only. You must be at least 13 years old to use this website. You agree not to use the website for any unlawful purpose or in a way that could harm the functionality, security, or usability of the site.

Intellectual Property

All content and materials published on iou978.com, including but not limited to text, images, graphics, logos, and blog posts, are the property of iou978.com unless otherwise stated. You may not reproduce, distribute, modify, transmit, or use any content from this site without prior written consent from the owner.

User-Generated Content

If you choose to submit comments or other content to iou978.com, you grant us a non-exclusive, royalty-free, global license to use, reproduce, and publish such content. You are solely responsible for your contributions and must ensure they do not violate any laws or third-party rights.

Third-Party Links

This website may contain links to external websites that are not owned or controlled by iou978.com. We are not responsible for the content, privacy policies, or practices of any third-party websites. Accessing them is at your own risk.

Disclaimer

All information on this website is provided “as is” with no guarantees of completeness, accuracy, reliability, or suitability. iou978.com does not offer professional advice, and any reliance you place on the information is at your own risk.

Limitation of Liability

iou978.com shall not be held liable for any damages arising from your use of or inability to access the site or from any content posted on it. This includes indirect or consequential damages, even if we have been advised of the possibility of such damages.

Indemnification

You agree to defend, indemnify, and hold harmless iou978.com and its owner from and against any claims, damages, obligations, losses, liabilities, or expenses arising from your use of the website or violation of these Terms.

Privacy Policy

Please also read our Privacy Policy, which explains how we collect, use, and protect your personal information. By using this website, you agree to our Privacy Policy as well as these Terms.

Changes to Terms

We reserve the right to modify these Terms at any time without prior notice. Continued use of the site after any changes have been made constitutes your acceptance of those changes. We advise reviewing this page periodically.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which iou978.com operates, without regard to its conflict of law provisions.

Contact Information

If you have any questions about these Terms and Conditions, please contact us through the information provided on our Contact page.